A Global Perspective on Long-Term Investing.
Founded by Albert Lu, former CEO of Sprott U.S. Media and investment adviser at Sprott Asset Management, Luma Financial is a fee-only investment advisory firm serving clients across the United States.
What Guides Every Decision
A disciplined approach built on insight, independence, and a focus on capturing opportunity while managing risk.
Insight
Navigating financial markets requires common sense, a sound economic philosophy, and a keen understanding of human behavior.
Trust
Our independence reinforces the alignment of incentives with clients to promote and ensure our role as trusted advisors.
Opportunity
As entrepreneurial-minded advisors, we emphasize independent and creative thought to boldly seize opportunities while minimizing risks.
About Luma Financial
Founded by Albert Lu, Luma Financial is an independent, fee-only investment advisory firm serving clients across the United States. Drawing on decades of experience in investment management, macroeconomics, and precious metals markets, the firm develops portfolios designed to adapt to evolving economic conditions. Luma believes successful investing requires looking beyond traditional asset allocation. Its portfolios integrate global equities, fixed income, precious metals, and real assets where appropriate, reflecting the firm’s focus on diversification, risk management, and long-term capital preservation. Investment decisions are supported by macroeconomic analysis and a disciplined understanding of monetary policy and market cycles.Investment Philosophy
Economic cycles, inflation, and monetary policy shape investment outcomes over time. Luma combines these broader macroeconomic trends with disciplined portfolio construction to help investors build resilient portfolios capable of navigating changing market environments.Investment Approach
- Understand financial goals.
- Assess macroeconomic conditions.
- Construct diversified portfolios.
- Monitor changing markets.
- Rebalance as conditions evolve.
Who They Serve
Luma serves individuals, families, and long-term investors seeking independent investment advice, diversified portfolios, and a macro-informed investment approach.Leadership
Albert Lu: Founder & PresidentWhy Wealthion Selected Luma Financial
Luma brings together independent investment advice, macroeconomic expertise, and a thoughtful approach to portfolio construction. Its emphasis on diversification and long-term purchasing power aligns closely with Wealthion’s investment philosophy.Interested in learning more?
Connect with Luma Financial to discuss your investment objectives.Ready to Position for What's Coming?
Whether you're still learning or ready to act, your next step starts here.
- Independent
- Macro-Informed
- Real Asset Focused
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